1. OVERVIEW AND ACCEPTANCE OF TERMS

This website is operated by McCabe Living LLC, doing business as STEAD (“STEAD,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your access to and use of our website, as well as your purchase and use of products offered through our website.

By accessing or using this website, and by placing an order with STEAD, you agree to be bound by these Terms and by any additional policies referenced within them or available on our website.

Please read these Terms carefully before using our website or purchasing our products. If you do not agree to these Terms, you should not use our website or purchase products through it.

When placing an order, you may be required to affirmatively acknowledge and agree to these Terms before completing your purchase.

We reserve the right to update or modify these Terms from time to time. Any changes will become effective when posted on this website. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

2. ONLINE STORE TERMS

By using this website or purchasing products from STEAD, you represent that you are at least the age of majority in your state or jurisdiction of residence or that you are using the website under the supervision of a parent or legal guardian.

You may not use our website, products, or services for any unlawful or unauthorized purpose or in violation of any applicable federal, state, or local law or regulation.

You may not attempt to interfere with the security or proper operation of our website, introduce malicious code, gain unauthorized access to our systems, or use our website in a manner that could damage, disable, or impair its operation.

We reserve the right to refuse or cancel service or orders when reasonably necessary, including in cases of suspected fraud, unauthorized activity, abuse of promotions, resale activity, violations of these Terms, or other unlawful or improper conduct.

3. PRODUCTS AND PRODUCT INFORMATION

STEAD offers dietary supplements, essential-oil products, personal wellness products, and other related goods.

We make reasonable efforts to provide accurate product descriptions, ingredient information, images, pricing, directions for use, and other information on our website. However, product packaging, appearance, ingredients, specifications, availability, or other details may occasionally change. Product images are provided for illustrative purposes, and colors or appearance may vary depending on your device or display.

Always read the product label, ingredient list, directions, warnings, and other information provided with a product before use. Information provided on the product packaging should be followed where it differs from general information presented elsewhere on our website.

Products are subject to availability. We reserve the right to limit quantities, discontinue products, modify product offerings, or restrict sales when reasonably necessary.

Unless otherwise stated, STEAD products are intended for personal use and not for unauthorized resale or commercial distribution.

4. HEALTH AND WELLNESS DISCLAIMER

The information provided by STEAD through our website, product descriptions, educational materials, emails, social media, and other communications is provided for general informational and educational purposes only. It is not intended to constitute medical advice or to replace advice, diagnosis, or treatment from a qualified healthcare professional.

STEAD does not diagnose, treat, cure, or prevent disease, and our products and educational information should not be used as a substitute for appropriate medical care.

Individual needs and responses to dietary supplements, essential oils, and other wellness products vary. We do not guarantee that any product will produce a particular result or be appropriate for every individual.

Before using any dietary supplement or wellness product, you are responsible for determining whether it is appropriate for you. Consult an appropriate healthcare professional before use if you are pregnant or nursing, taking medications, have a medical condition, are preparing for a medical procedure, are purchasing for or administering a product to a child, or have questions or concerns regarding ingredients, interactions, sensitivities, allergies, or appropriate use.

Always follow the directions, recommended serving or usage instructions, age recommendations, cautions, and warnings provided with each product. Do not exceed recommended amounts unless directed by an appropriate healthcare professional.

Essential-oil and topical products should be used only as directed. Avoid contact with eyes and other sensitive areas. Discontinue use if irritation or an adverse reaction occurs. Certain essential oils may require additional precautions, which will be identified on the applicable product label or product page.

If you experience a serious or unexpected reaction to any product, discontinue use and seek appropriate medical attention.

Statements regarding dietary supplements have not been evaluated by the U.S. Food and Drug Administration. Dietary supplements are not intended to diagnose, treat, cure, or prevent any disease.

5. ORDERS, BILLING, AND PAYMENT

By placing an order through our website, you agree to provide current, complete, and accurate billing, shipping, contact, and payment information.

All orders are subject to acceptance and product availability. Receipt of an order confirmation does not necessarily constitute final acceptance of an order. We reserve the right to refuse, limit, or cancel an order when reasonably necessary, including orders that appear to be fraudulent, unauthorized, placed for unauthorized resale, or affected by a pricing or inventory error.

If we cancel an order after payment has been processed, we will issue a refund for the amount paid for the canceled portion of the order.

You authorize STEAD and its third-party payment processors to charge the payment method you provide for the total amount of your purchase, including applicable taxes, shipping charges, and other amounts disclosed at checkout.

We are not responsible for fees charged by your bank, credit card issuer, or other payment provider in connection with your transaction.

6. PRICING, AVAILABILITY, AND ERRORS

All prices displayed on our website are in U.S. dollars unless otherwise stated and are subject to change without notice.

We make reasonable efforts to ensure that product descriptions, prices, promotions, availability, shipping charges, and other information on our website are accurate. However, errors or omissions may occasionally occur.

We reserve the right to correct errors or inaccuracies, update information, or cancel an affected order when information regarding a product, price, promotion, shipping charge, availability, or other material term is incorrect. If an order is canceled after payment has been processed, we will refund the amount paid for the canceled item or order.

Promotional offers, discount codes, and other special pricing may be subject to additional terms, expiration dates, product exclusions, purchase requirements, or other limitations stated at the time of the offer. Unless otherwise stated, promotional offers and discount codes may not be combined.

7. SHIPPING

Orders will be shipped to the shipping address provided at checkout. You are responsible for providing a complete and accurate shipping address.

Shipping costs, available shipping methods, and any applicable free-shipping thresholds will be displayed at checkout or otherwise described in our Shipping Policy.

Any delivery dates or transit times provided by STEAD or a shipping carrier are estimates and are not guaranteed. Delays may occur due to carrier operations, weather, holidays, high order volume, incorrect address information, or circumstances outside our reasonable control.

Once an order has been transferred to the shipping carrier, delivery is subject to the carrier's operations and policies. However, if your order arrives damaged, contains an incorrect item, appears to be lost in transit, or you experience another delivery problem, please contact us promptly so that we can review the situation and determine an appropriate resolution.

Additional shipping terms, including any procedures for damaged, missing, returned, or undeliverable packages, are provided in our Shipping Policy, which is incorporated into these Terms by reference.

8. RETURNS AND REFUNDS

Returns, exchanges, replacements, and refunds are governed by our Return & Refund Policy, which is incorporated into these Terms by reference.

Because STEAD sells dietary supplements, essential-oil products, and other personal wellness products, certain products may be ineligible for return once opened, used, or otherwise unable to be resold safely. Any eligibility requirements, time limits, product exclusions, and procedures for requesting a return, replacement, or refund will be described in our Return & Refund Policy.

We reserve the right to deny a return or refund request that does not meet the requirements of our Return & Refund Policy or that we reasonably determine involves misuse, fraud, or abuse of our policies.

Nothing in these Terms or our Return & Refund Policy is intended to limit any rights or remedies available to you under applicable law.

9. INTELLECTUAL PROPERTY

Unless otherwise stated, the content available through the STEAD website, including text, product descriptions, educational materials, graphics, photographs, videos, logos, designs, downloadable materials, and other original content, is owned by or licensed to McCabe Living LLC and is protected by applicable intellectual property laws.

You may access and use our website and its content for your personal, non-commercial use. You may not reproduce, copy, distribute, modify, publish, sell, license, create derivative works from, or otherwise commercially exploit our content without our prior written permission.

The STEAD name, logo, branding, product names, and other brand identifiers may not be used in a manner that suggests affiliation with, sponsorship by, or endorsement from STEAD without our prior written permission.

Nothing in these Terms transfers any ownership interest in STEAD's intellectual property to you.

10. PROHIBITED USES AND USER CONDUCT

You may not use our website or its content to engage in unlawful, fraudulent, abusive, or deceptive activity; infringe the intellectual property, privacy, or other rights of another person; transmit malicious software or code; attempt to gain unauthorized access to our website or systems; interfere with the security or operation of our website; collect information about other users without authorization; impersonate another person; or provide false or misleading information.

You may not use automated methods to scrape, harvest, copy, or extract substantial portions of our website or content without our permission.

We reserve the right to restrict or terminate access to our website when we reasonably believe these Terms have been violated.

11. THIRD-PARTY SERVICES AND LINKS

Our website may use or provide access to third-party services, payment processors, shipping providers, applications, social-media platforms, or links to websites operated by third parties.

We do not control third-party websites or services and are not responsible for their content, availability, security, privacy practices, or terms. Your use of a third-party website or service is subject to the terms and policies of that third party.

The inclusion of a link to a third-party website does not necessarily constitute an endorsement of that website or its content.

12. DISCLAIMER OF WARRANTIES

To the fullest extent permitted by applicable law, the STEAD website and its content are provided on an “as is” and “as available” basis.

While we make reasonable efforts to operate our website accurately and reliably, we do not guarantee that the website will always be available, uninterrupted, secure, or free from errors.

Except for warranties that cannot lawfully be excluded or as otherwise expressly stated by STEAD, we disclaim warranties, representations, or guarantees regarding the website and products to the fullest extent permitted by applicable law.

Nothing in this section limits any warranty or consumer right that cannot legally be waived or excluded.

13. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, McCabe Living LLC, doing business as STEAD, and its members, employees, contractors, agents, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of our website, your purchase or use of our products, or these Terms.

STEAD is not responsible for harm resulting from the misuse of a product, use contrary to product directions or warnings, failure to disclose relevant health information to an appropriate healthcare professional, or use of a product by an individual for whom the product is not appropriate.

To the fullest extent permitted by law, STEAD's total liability arising from a particular purchase or transaction will not exceed the amount you paid to STEAD for the product or order giving rise to the claim.

The limitations in this section apply only to the extent permitted by applicable law and do not exclude or limit liability that cannot legally be excluded or limited.

14. INDEMNIFICATION

To the fullest extent permitted by applicable law, you agree to indemnify and hold harmless McCabe Living LLC, doing business as STEAD, and its members, employees, contractors, agents, and service providers from third-party claims, liabilities, damages, losses, and reasonable costs arising from your material violation of these Terms, your unlawful or unauthorized use of our website or products, or your infringement of another person's rights.

This section does not require you to indemnify STEAD for claims arising solely from STEAD's own unlawful conduct or negligence where such indemnification is prohibited by law.

15. PRIVACY

Your use of our website and submission of personal information are also subject to our Privacy Policy.

Our Privacy Policy explains how we collect, use, disclose, and otherwise handle personal information in connection with our website and business.

Please review our Privacy Policy for additional information about our privacy practices.

16. TERMINATION

These Terms remain effective while you access or use our website or purchase products from STEAD.

You may stop using our website at any time. We may restrict, suspend, or terminate your access to our website or services if we reasonably believe you have violated these Terms, engaged in fraudulent or unlawful activity, or misused our website or services.

Any provisions of these Terms that by their nature should survive termination will remain in effect, including provisions concerning intellectual property, disclaimers, limitations of liability, indemnification, and other accrued rights or obligations.

17. SEVERABILITY

If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, that provision will be enforced to the fullest extent permitted by applicable law or, when necessary, severed from these Terms.

The remaining provisions will continue in full force and effect.

18. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy, Shipping Policy, Return & Refund Policy, and any other policies or terms expressly incorporated by reference, constitute the agreement between you and STEAD concerning your use of our website and purchases from us.

Our failure to exercise or enforce any provision of these Terms does not constitute a waiver of that provision or of our right to enforce it later.

19. GOVERNING LAW

These Terms and any dispute arising from or relating to these Terms, your use of our website, or your purchase of products from STEAD will be governed by the laws of the State of Wisconsin, without regard to its conflict-of-law principles, except to the extent applicable federal law governs.

Nothing in this section limits any rights you may have under consumer-protection laws that apply to you and cannot lawfully be waived.

20. CHANGES TO THESE TERMS

We may update or modify these Terms from time to time to reflect changes to our business, products, website, policies, or applicable requirements.

The current version of these Terms will be posted on our website with the date of the most recent update. Changes become effective when posted unless otherwise stated.

Your continued use of our website after revised Terms become effective constitutes acceptance of the revised Terms. Purchases made after revised Terms become effective will be governed by the version in effect at the time of purchase.

21. CONTACT INFORMATION

Questions about these Terms & Conditions or our products, orders, or policies may be directed to:

STEAD
McCabe Living LLC
Email: hello@thesteadco.com

Additional contact information may be provided on our website.